Our featured American Express Card for Students from Canada, the UK, India, Mexico and Australia: Blue Cash Everyday® Card from American Express To help, we compared student credit cards and found several picks that could be the best credit cards for international students: There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.Figuring out which is the best credit card for international students in the US can be tricky. An application must be submitted to the issuer for a potential approval decision. Falling within this credit range does not guarantee approval by the issuer. Read more: A Complete Guide to Discover Credit Card Benefits First late payment fee waiver: While it’s not good to miss payments, particularly to maintain a good credit score, Discover will waive your first late payment fee.No penalty APR: If you happen to miss a payment, Discover won’t increase your APR as a penalty.
DISCOVER FOREIGN TRANSACTION FEE FOR FREE
FICO® Score for free: Cardholders get access to a real FICO® Score for free to monitor their credit history.Cash back can be redeemed many ways, including for statement credits, bank transfer, and gift cards. This makes it ideal for even smaller spenders, who might otherwise have to wait months to accrue enough rewards to top the $25 or $50 minimum redemption requirement of other rewards cards. Flexible cash back redemptions: Discover it® Cash Back offers redemption methods where you can redeem your rewards in amounts as little as $0.01.Learn more: Best No Foreign Transaction Fee Credit Cards Other benefitsĭiscover credit cards all pack in a lineup of secondary perks that are worth reviewing, including the following:
Many cards charge a 3% fee when making purchases internationally, which can add up to $60 of savings on $2,000 of foreign spend when traveling or purchasing products from vendors who operate abroad. The Discover it® Cash Back has no foreign transaction fee. You’d expect a credit card with such a deep bench of perks to charge an annual fee, but that’s not the case here. The Discover it® Cash Back is a no annual fee credit card. One nice feature is that the 0% intro APR kicks in on your first transfer before the deadline, not from the account opening, which gives you flexibility to use it on your own timeline. The go-to variable rate applies after the 0% intro APR expires. The card also offers a 0% intro APR on balance transfers for 15 months. This card blends the features of a rewards card and a 0% intro APR card, offering 15 months of 0% intro APR on purchases.
DISCOVER FOREIGN TRANSACTION FEE HOW TO
Learn more: How to Redeem Rewards on Discover Credit Cards 0% intro APR for purchases So, if you max out the bonus categories ($300 of rewards) and have another $5,000 of spending outside bonus categories ($50 of rewards), you’d earn $700 of total cash back with the match. Note this sign-up bonus is only available during the first year and for new cardholders. And yes, this cash back match is unlimited. For new Discover it® Cash Back cardholders, Discover will automatically match all the cash back you’ve earned at the end of your first year. This is a credit card with a spectacular sign-up bonus. Cardholders maxing out the quarterly spending categories in one year ($6,000 of total spending) would net $300 in cash-back rewards. This card’s killer feature is that cardholders earn 5% cash back on everyday purchases at different places each quarter like, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum of $1,500 on purchases and when you activate.
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